Questions people should not have to guess about.

BudgetBro is in pre-launch and early access preparation. The website, privacy, security, and FAQ pages are being prepared before the app is opened more broadly.

Users can join through the contact or waitlist form on the BudgetBro website. For early access questions, users can also email support@budgetbro.co.

BudgetBro plans to offer free and paid tiers as features mature. Paid features should be clearly labeled before a user is asked to upgrade, subscribe, cancel, or manage billing.

Safe-to-spend is the money left after BudgetBro protects bills, subscriptions, savings goals, cushion, and recent spending pressure. It is not the same thing as account balance.

Your balance may include money that still has a job coming up, like rent, utilities, subscriptions, debt payments, goal deposits, food, or fuel.

No. Safe-to-spend is a budgeting estimate based on available data, settings, provider timing, and app logic. Users should still review important purchases, bills, transfers, and account activity carefully.

BudgetBro should make it clear when categories are detected automatically and give users a way to review or correct important money signals before trusting the recommendation.

No. Bro helps explain budget math and spending tradeoffs. BudgetBro is not a bank, lender, investment advisor, credit repair service, or substitute for a qualified professional.

No. BudgetBro is designed around read-only bank sync through Plaid, so users authenticate with their bank through Plaid instead of giving BudgetBro bank credentials.

No. BudgetBro is designed to read and explain money data, not hold deposits, transfer funds, initiate payments, or move money from a bank account.

The goal is yes. The user should sign in, pass MFA first, then BudgetBro restores the saved Plaid connection and refreshes the latest bank data for that account.

BudgetBro should label stale, pending, disconnected, or delayed bank data clearly and avoid pretending old provider data is freshly updated.

Yes, those controls are part of the production path. Users should be able to disconnect bank sync and request account deletion from the Account area.

BudgetBro is being built around read-only bank sync, MFA gates before private money data, backend-only financial token handling, restricted admin access, security checks, and separate support and security inboxes.

No. BudgetBro does not currently sell personal information or share it for cross-context behavioral advertising. If that ever changes, the privacy policy and user choices should be updated before those features go live.

Yes. Users should be able to use many features with manual ZIP code or address search. Precise location, when supported, should be controlled through device, browser, or app settings.

Users should not send passwords, MFA codes, Plaid credentials, full bank account numbers, full card numbers, or other highly sensitive details by email.

BudgetBro labels provider data honestly. If a menu, grocery, or fuel price is estimated, pending, or last-known, the app should say that instead of pretending it is live.

A budget is easier to follow when users can see practical options that fit today's spending room, like food, groceries, fuel, EV charging, and subscription choices.

BudgetBro should label the surface as preview, pending, estimated, or last-known so users understand what they can trust and what still needs a live provider.

No. BudgetBro is not currently a merchant checkout, delivery, restaurant, grocery, fuel, or EV charging platform. It is being built to help users compare options against their budget.

Bro AI is meant to explain budget math and tradeoffs, but AI can be incomplete, delayed, or wrong. Users should treat it as assistance, not professional financial, tax, legal, investment, credit, or medical advice.

No. Bro should explain options and tradeoffs. The user remains responsible for purchases, bills, transfers, subscriptions, and other money decisions.

When live bank sync is connected, Bro should answer from the user's authorized BudgetBro data. When data is demo, stale, pending, or unavailable, the app should label that clearly.